• “Collectability” Analysis | proprietary asset & employment search

• Demand Letter | 30-day consumer

• Service of Process | trusted Private Process partners & proprietary skip-tracing; Sheriff/Constable; Certified Mail; out-of-state

• Negotiation

• Payment Arrangement

• Settlement Agreement & Stipulation of Dismissal

• Consent & Confessed Judgment Provisions

• Statute of Limitations

• Pleadings | Complaint - Affidavit, Judgment by Confession; Answer, Counterclaim, Crossclaim Joinder, Interpleader

• Damages: District Court (small & large) $ Circuit Court

• Cause(s) of Action | Breach of Contract, Consumer Debt, Tort (e.g., negligence), Replevin, Detinue

• Landlord-Tenant | Failure to Pay Rent/Summary Ejectment, Breach of Lease, Tenant Holding Over, Wrongful Detainer, Rent Escrow

• Discovery | Interrogatories, Document Production, Depositions, Expert Witnesses, Subpoenas

• Motions Practice, e.g., Summary Judgment

• Mediation & Arbitration

• Trial

• Judgments | Money, In Rem, Injunction, Declaratory Relief | Affidavit, Trial, Default, Consent, Confessed

• Collectability Analysis

• Investigation

• Domestication of Foreign (out-of-state) Judgment in Maryland

• Transmittal & Recording of Money Judgment

• Interrogatories and Debtor Examination in Aid of Execution

• Subpoenas

• Writ of Garnishment of Wages

• Writ of Garnishment of Property Other than Wages (e.g., bank account, investment account, funds held in escrow)

• Writ of Execution | Attachment & Levy

• Sale at Auction | Real Property, Automobiles

• Liens | Real & Personal property, UCC, Mechanic

• Out-of-State Execution of Maryland Judgments

• Secured & Unsecured Debt

• Contracts - Non-Performance/Breach

• Leases - Rent Due & Damages

• Purchase & Sale Agreements - Real (commercial, residential, industrial, mixed use) & Personal (residential, investment)

• Real & Personal Property

• Unpaid Fees - Services & Goods

• Liens - UCC, real property, mechanic

• Loans & Merchant Cash Advances (MCA)

• Secured Transactions - Sales of Accounts; Letters of Credit

• Collateral/Security Interests

• Promissory Notes & Other Negotiable Instruments

• Business Formation - LLC, LLP, S-Corp, C-Corp, 501c charitable orgs

• Employment & Independent Contractor Agreements

• Insurance

• Business-to-business (B2B)

• Bylaws; Covenants & Restrictions; Operating Agreements

• Property Management & Landlords

• Medical - Hospitals & Clinics - Workers Compensation Reimbursement

• Dentists

• Lenders - commercial, retail, UCC, hard money

• Contractors & Subcontractors - Home Improvement, Construction, Trades

• Homeowner (HOA) & Condominium Associations

• Distributors & Wholesalers

• Insurance

• Mortgage

• Credit card

• Small Businesses

• Automotive - Repair & Financing/Lenders

• Professional Services, e.g., Attorneys, Therapists, Accountants, Consultants, Private Investigators

Zealous advocacy informed by all available data is critical to formulating & executing the proper recovery strategy. Serving each client’s interests, both in maximizing income and in acquiring and retaining business, means exercising tact and self-awareness when dealing with debtors. As the saying goes, discretion truly is the better part of valor.